Financing that fits your life, not the other way around.
Most of our buyers are surprised by what they qualify for. We work with a wide range of lenders who specialize in manufactured home financing — and we help you find the program that fits your situation, not theirs.
No credit score minimum
We work with buyers across the credit spectrum. If you have been told no before, call us.
Arkansas-focused lenders
Our lending partners understand manufactured home financing in this state specifically.
$0 hidden fees
Every cost is disclosed before you sign. No surprises at closing.
Get pre-qualified.
Fill out this form and we will get back to you within one business day.
- No credit score required to apply
- We work with all land situations
- Response within one business day
How the process works
From first call to keys in hand. No surprises, no handoffs.
Call us first
Tell us your situation. Credit score, budget, land or no land, timeline. No forms. Just a conversation.
We find your loan match
Based on what you tell us, we match you with the lender whose program fits best. We do the legwork.
Pre-qualification
Your lender pre-qualifies you — usually within 24 to 48 hours. No hard credit pull at this stage.
Choose your home
With pre-qualification in hand, you browse our homes knowing exactly what you can spend.
Close and move in
We coordinate site prep, delivery, and setup while your loan finalizes. You move in with everything done.
Most people think they don't qualify. Most of them are wrong.
Common questions
Don't see yours? Call us. We pick up.
What credit score do I need?
There is no hard minimum. We have lenders who work with scores in the 500s. The lower your score, the more important your down payment and income stability become.
How much down payment will I need?
Conventional loans typically need 5% to 20%. Chattel loans vary by lender — often 5% to 10%. We will tell you exactly what to expect before you apply.
How long does approval take?
Most buyers get pre-qualified within 24 to 48 hours. Full approval after choosing a home typically takes 2 to 4 weeks depending on the loan type and lender.
Can I finance if I don't own land?
Yes. Chattel loans are designed specifically for buyers placing homes on leased land or in communities.
“I was told no by two different banks before I called Sue White. She found me a lender the same week. I have been in my home for three years.”
Brenda K. · Conway, AR